An Ultimate Guide to the Top 55+ Active Communities in Asheville

Living in an active adult community, also known as a 55+ community or an age-restricted community, offers several benefits and advantages.

What are the benefits of living in an active adult community?

1. Age-Specific Amenities: Active adult communities are designed with the needs and preferences of older adults in mind. They often provide a wide range of amenities and facilities tailored to an active and fulfilling lifestyle, such as fitness centers, swimming pools, walking trails, golf courses, clubhouses, and organized social and recreational activities. These amenities make it convenient and enjoyable to pursue hobbies, stay physically active, and socialize with like-minded individuals.
2. Sense of Community: One of the major advantages of active adult communities is the strong sense of community and camaraderie among residents. Living among peers who share similar life experiences and interests creates opportunities for social connections, shared activities, and a supportive network. The community atmosphere fosters a sense of belonging, reduces social isolation, and promotes an overall sense of well-being.
3. Maintenance-Free Living: Many active adult communities offer maintenance-free living options. This means that common areas, landscaping, and exterior maintenance tasks are taken care of by the community management. Residents can enjoy their homes and the community amenities without the burden of routine maintenance work, allowing more time for leisure activities, travel, and relaxation.
4. Security and Safety: Active adult communities often prioritize security and safety measures. Gated entrances, security patrols, and surveillance systems provide residents with peace of mind. The focus on safety creates a secure living environment, allowing residents to feel comfortable and at ease in their homes.
5. Active and Engaging Lifestyle: Active adult communities are designed to promote an active and engaging lifestyle. They offer a variety of social events, clubs, and activities tailored to the interests and preferences of older adults. Residents can participate in fitness classes, hobby groups, game nights, educational seminars, outings, and more. The wide range of activities keeps residents mentally stimulated, physically active, and socially connected.
6. Downsizing Opportunities: Active adult communities often provide a range of housing options suitable for downsizing. This allows individuals or couples to transition to a smaller, more manageable home that meets their current needs. Downsizing can simplify daily living, reduce maintenance responsibilities, and free up time and resources for other pursuits.
7. Privacy and Security: Active adult communities typically have age restrictions that limit residency to individuals aged 55 or older. This creates a community environment where residents can enjoy their privacy while being surrounded by peers who understand and respect their lifestyles and needs.
8. Opportunities for New Friendships: Living in an active adult community provides opportunities to form new friendships and social connections. Shared activities, events, and common areas facilitate interactions among residents, fostering a sense of belonging and creating opportunities for companionship and support.
9. Enhanced Quality of Life: Overall, the combination of age-specific amenities, a sense of community, an active lifestyle, and a secure living environment can significantly enhance the quality of life for residents in active adult communities. These communities are designed to cater to the unique needs and preferences of older adults, promoting an enjoyable and fulfilling lifestyle.

It’s important to note that the specific benefits and amenities may vary from one active adult community to another. It’s recommended to research and visit different communities to find one that aligns with your preferences, lifestyle, and budget.

What are the disadvantages to worry about when living in a 55+ community?

While there are many advantages to living in a 55+ community, it’s important to consider potential drawbacks as well. Here are some cons or factors to be aware of when contemplating living in a 55+ community:

1. Age Restrictions: The age restrictions imposed by 55+ communities mean that younger family members, such as children (<18) or grandchildren, may not be able to live with you on a permanent basis. If maintaining close proximity to younger family members is a priority for you, this restriction may pose a challenge.
2. Lack of Age Diversity: Living in a 55+ community means being surrounded by people in a similar age range. While this can foster a strong sense of community, it also means less exposure to a diverse range of ages and perspectives. If you prefer a more intergenerational environment, a 55+ community may not be the ideal choice.
3. Limited Flexibility: Some 55+ communities have strict rules and regulations that govern various aspects of daily life, including property modifications, pet ownership, noise levels, and guest policies. These restrictions may limit your flexibility and require you to adhere to community guidelines that may not align with your personal preferences.
4. Lack of Family-Oriented Facilities: 55+ communities are primarily designed with older adults in mind and may not offer amenities or facilities that cater to the needs of families with young children. If you have frequent visits from family members with children or if you desire family-oriented recreational options, a 55+ community may not provide the desired environment.
5. Homeowner Association Fees: Many 55+ communities have homeowner association (HOA) fees that cover the maintenance and operation costs of common areas and amenities. These fees can vary in amount and may impact your budget. It’s crucial to understand the fee structure and what services or amenities are included to ensure it aligns with your financial situation.
6. Changing Dynamics: Over time, the dynamics of a 55+ community can change as residents age or move away. The community you initially join may have a vibrant and active atmosphere, but this can evolve as residents transition to different stages of life. Consider the long-term prospects of the community and how its changing demographics might affect your experience.
7. Limited Control Over Community Decisions: Active adult communities are typically governed by homeowner associations or management companies that make decisions on behalf of the community. As a resident, you may have limited control or influence over community policies, rules, or changes. It’s important to review the governing documents and understand the decision-making processes within the community.

It’s important to thoroughly research and visit multiple 55+ communities, consider your lifestyle preferences, and weigh the pros and cons before making a decision. Every community is unique, so it’s essential to find one that aligns with your specific needs, preferences, and long-term goals.

Frequently Asked Questions about 55+ Communities

I get a lot of questions about 55+ communities and there seems to be a lot of general confusion about what they are, who they are for, and what it’s like to live in them.

Below, I’ll cover the most common questions. Note that some of the answers I’ve already addressed earlier in this post.

What is a 55+ community?

A 55+ community is an age-restricted community where all units are occupied by persons 62 years of age or older and/or at least 80% of occupied units in the community house at least one person aged 55 or older.

Do you have to be 55 to buy in a 55 community?

No, you don’t have to be 55 to buy in a 55 community.

You can be younger than 55 and still be able to buy a home in a 55 community as long as one of the people living in the house is aged 55 or older.

What amenities are typically offered in 55+ communities?

Common amenities include fitness centers, pools, clubhouses, social activities, walking trails, and sometimes golf courses or sports facilities.

Are there restrictions on who can live with me in a 55+ community?

Age restrictions usually apply, meaning that younger family members can typically visit or stay temporarily, but permanent residency may be limited to individuals meeting the age requirement.

How are homeowner association (HOA) fees structured and what do they cover?

HOA fees are regular payments made by residents to cover maintenance of common areas, amenities, landscaping, security, and sometimes utilities or other services.

Are pets allowed in 55+ communities?

Most 55+ communities allow pets, but there may be restrictions on the number, size, or type of pets permitted.

What types of housing options are available in 55+ communities?

Housing options can range from single-family homes, townhouses, and condos to apartments, providing a variety of choices to suit different preferences and budgets.

Can I still work if I live in a 55+ community?

Yes, you are allowed to work, even though many retirees purchase homes in 55+ communities. If you are considering retiring in Asheville, we’ve written a blog post that may be of interest.

Is healthcare available or provided in 55+ communities?

No healthcare is available or provided in any 55+ community in the Asheville area.

Are there social activities and clubs organized within the community?

Yes, 55+ communities often organize social activities, clubs, and events to promote social engagement and foster a sense of community among residents.

What are the rules and regulations of the community?

Each community has its own set of rules and regulations that govern various aspects such as property maintenance, noise levels, parking, and adherence to community standards.

How is the maintenance and upkeep of the community handled?

Maintenance and upkeep are usually managed by the homeowner association, which employs staff or hires contractors to maintain common areas and amenities.

Can I rent in a 55 community?

Yes, you can rent in a 55 community as long as you fulfill the age requirements of the community you’re renting a home in.

Are there age-related services or assistance available in the community?

Some communities may offer age-related services such as fitness classes, wellness programs, or assistance with daily living activities through partnerships or on-site providers.

What is the resale value of homes in a 55+ community?

Resale values can vary based on factors like location, market conditions, the condition of the property, and the amenities and services offered by the community. Contact Dylan Lennon at 828-412-0678 or dylanjlennon@gmail.com if you have specific questions about resale in the current market.

Are there any restrictions on selling or renting out my home in a 55+ community?

There may be specific rules and restrictions regarding selling or renting out your home, such as notifying the homeowner association or adhering to specific guidelines.

What are the benefits of living in a 55+ community compared to other housing options?

Benefits include age-specific amenities, a sense of community, social opportunities, and a lifestyle tailored to the preferences and needs of older adults.

Can family members and friends visit or stay overnight in a 55+ community?

Visits and temporary stays by family members and friends are typically allowed, although some communities may have guidelines on duration and frequency.

These questions cover various aspects of living in a 55+ community, including age requirements, amenities, rules and regulations, housing options, social activities, and more. It’s important to seek answers to these questions and any others you may have to make an informed decision about whether a 55+ community is the right fit for you.

Investing in a 55+ Community in the Asheville Area

The Asheville market is a compelling investment for several reasons.

First, Asheville’s popularity as a retirement destination is growing due to its pleasant climate, natural beauty, and abundant recreational opportunities. This increasing demand for senior housing creates a favorable market environment for investors.

Second, the aging population trend suggests a long-term need for quality senior housing options. As the baby boomer generation continues to age, the demand for age-appropriate housing and care services is expected to rise.

Finally, Asheville’s strong economy and thriving tourism industry provide a stable foundation for real estate investments.

These factors combined make senior housing in Asheville an attractive investment opportunity with the potential for both income generation and long-term appreciation.

If you or your family is considering making an investment into the 55+ housing market in Asheville, or needs up-to-date market information on this segment, feel free to reach out to my at 828-412-0678.

You can also always e-mail me for information about the 55+ housing market in Buncombe county at dylanjlennon@gmail.com.