Want to Buy a Home in 2022? Here are 4 things you should do now
With record low interest rates, it is cheaper than ever to borrow money to buy a home. If you’re thinking of buying a home in 2022, here are 4 things you can do now to be prepared. Chip away at your debt load This time of year it’s super easy to put things on our credit cards as we shop for loved ones. But if you’re thinking about buying a home, lenders want to know that you will be able to pay them back. Lenders will evaluate your debt ratio to ensure that you can manage a house payment on top of the rest of your debt. Most lenders prefer…